Forms & Checklists

Online Forms Portal

Access our secure, encrypted mortgage applications, plan ahead with our document pre-flight checklists, or book your direct strategy session.

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Begin your official home purchase or refinancing request directly through our encrypted C2 Financial portal. 100% secure, SSL 256-bit encrypted.

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Speak directly with Mary Ann Garcia Berges to review mortgage program rates, down payment solutions, or coordinate custom real estate listing scenarios.

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Pre-Flight Document Checklist

Select your loan scenario below to customize your checklist. Proactively check off items as you gather them to prepare your application for underwriting submission.

30 Days Paystubs

Provide most recent paystubs covering a consecutive 30-day period.

2 Years W-2 Forms

Provide W-2 annual statement forms for the last 2 consecutive years.

2 Months Bank Statements

Provide all pages of personal checking/savings statements for the last 60 days.

Driver's License / Photo ID

Submit a clear color copy of government photo identification for verification.

2 Years Personal Taxes

Complete personal Federal tax returns (Form 1040) with all schedules attached.

2 Years Business Taxes

If business ownership exceeds 25%, provide corporate returns (Form 1120S/1065).

12-24 Months Bank Statements

For Non-QM bank statement qualification: Provide business statements for the last 12-24 months.

Active Business License

Provide active municipal business license or certificate of active standing.

Certificate of Eligibility (COE)

Primary document proving military service and entitlement of VA backing limit.

Form DD-214

For discharged veterans: Official separation paperwork verifying honorable discharge.

30 Days Paystubs / LES

For active duty: Provide most recent consecutive Leave and Earnings Statements.

2 Months Bank Statements

Provide checking and savings statements for the last 60 days to verify reserves.

Dual-Licensed Advantage: Realtor & Broker

Did you know Mary Ann Garcia Berges is licensed as both a seasoned Real Estate Broker and an independent Mortgage Specialist? When you combine your purchase and home financing with our team, we can optimize your negotiation power and offer exclusive closing cost savings!

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