Access our secure, encrypted mortgage applications, plan ahead with our document pre-flight checklists, or book your direct strategy session.
Begin your official home purchase or refinancing request directly through our encrypted C2 Financial portal. 100% secure, SSL 256-bit encrypted.
Speak directly with Mary Ann Garcia Berges to review mortgage program rates, down payment solutions, or coordinate custom real estate listing scenarios.
Select your loan scenario below to customize your checklist. Proactively check off items as you gather them to prepare your application for underwriting submission.
Provide most recent paystubs covering a consecutive 30-day period.
Provide W-2 annual statement forms for the last 2 consecutive years.
Provide all pages of personal checking/savings statements for the last 60 days.
Submit a clear color copy of government photo identification for verification.
Complete personal Federal tax returns (Form 1040) with all schedules attached.
If business ownership exceeds 25%, provide corporate returns (Form 1120S/1065).
For Non-QM bank statement qualification: Provide business statements for the last 12-24 months.
Provide active municipal business license or certificate of active standing.
Primary document proving military service and entitlement of VA backing limit.
For discharged veterans: Official separation paperwork verifying honorable discharge.
For active duty: Provide most recent consecutive Leave and Earnings Statements.
Provide checking and savings statements for the last 60 days to verify reserves.
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